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Rebuilding Ireland Home Loan

The Rebuilding Ireland Home Loan is a new Government backed mortgage for first time buyers. It is available nationwide from all local authorities.

First time buyers can apply for a Rebuilding Ireland Home Loan to purchase a new or second-hand property, or to build your own home.

The loan is a normal capital and interest-bearing mortgage which is repaid by direct debit on a monthly basis.
You can borrow up to 90% of the market value of the property.

Maximum market values of the property that can be purchased or self-built in Clare Local Authority is:

  • €250,000.

A Rebuilding Ireland Home Loan offers three rate products:

  • 2% fixed for up to 25 years (APR 2.02%)
  • 2.25% fixed for up to 30 years (APR 2.27%)
  • 2.30% variable (subject to fluctuation) for up to 30 years (APR 2.32%)

Apply for it

A website has been set up which gives full background on scheme and has list of FAQ. –

A National Help Desk has been set up to answer queries in relation to the scheme and their contact number is 051-349720 (8.00a.m. – 5.00p.m.)

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